How To Transfer Money To A Bluebird Card

Is American Express Bluebird's "Send Money" the Next Amazon Payments?

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Bluebird Introduction

Ane of the all-time uses of American Limited Bluebird is the ability to pay for transactions which can't normally exist made with a miles or points earning credit carte. Transactions such as your rent, mortgage, automobile payment, credit menu bill, tuition etc.

You load your Bluebird card (which y'all can order online) with a points earning debit carte at Wal-Mart.  Y'all tin also reload Bluebird with Vanilla Reload cards which you tin buy at CVS, Walgreen's or other locations . Alternate with other credit cards and so that you're not spending likewise much at buying Vanilla Reloads with any i credit card.

Here'southward a post on other credit cards to utilize with Bluebird, so that you're non maxing out on just ane menu.

You lot may also be able to pay for the Vanilla Reloads with a credit card at Walgreen'southward, but this isn't always the instance and could be a bit of wild goose chase.

Here'due south a post on what a Vanilla Reload looks like and  how to load a Vanilla Reload card to your Bluebird account.

Bluebird Send Money

American Limited Bluebird lets y'all send money electronically from 1 person to some other person exterior of the Bill Pay feature which I reviewed here.

At first glance, this seems similar to Amazon payments where you tin send upwardly to $1,000 with a credit card, fee free per month, from 1 user to some other.  Amazon payments is a great way to help with minimum spending requirements on credit cards.

You can send up to $2,500 monthly using the Bluebird "Send Money" feature, and the maximum amount per transaction is also $2,500.  You can also set up payments automatically from one person to another.  Nonetheless, the person to whom you ship money has to either have a Bluebird account or open a Bluebird account to receive coin.

Emily transferred $100 to me, and the money immediately appeared in my business relationship.

What'south the deviation betwixt "Send Money" and "Pay Bills"

The master difference is that the "transport money" feature is NOT supposed to be used to pay a merchant, business organisation or commercial entity for goods or services (use Bluebird "Pay Bill due south" for that).  The terms say (bolding mine):

Payment to a merchant, business, or any blazon of commercial entity, or a payment (or request) sent in connection with the sale of goods or services or for payment on a debt or corporeality owed, is not an eligible apply of Ship Money and is prohibited (Pay Bills is the simply currently approved means of sending payments to a merchant, business or other commercial entity via Bluebird).

I interpret this to mean that it is okay to use Bluebird "Send Coin" to ship gifts to others (for case Emily sent me $100 in the case below).

But information technology appears that you tin can't apply Ship Money to pay for goods and services like you can with Amazon Payments.

The second divergence is that the person to whom you are sending money using the "Send Coin" characteristic needs to have a Bluebird account (or sign upwards for one) while the concern or person to whom y'all send coin using the "Pay Bills" feature doesn't need a Bluebird account.

Why "Send Money" is non the next amazon payments

You lot tin can ship up to $i,000 per month (ideally not verbal dollar amounts) between persons with a credit card using Amazon payments, which is a good way to meet minimum spending requirements.

I'one thousand pretty sure that Amazon knows well-nigh this (they are filled with smart, hardworking folks who mine information like no other), simply chooses to allow folks to transfer money in club to build market share.

I suspect that American Limited volition have a lot less tolerance than Amazon if you transfer coin back and forth between Bluebird accounts – especially if you share the same accost.

American Express is much more conservative than Amazon and has among the best risk management systems and is besides the purveyor of the fiscal review.

Bluebird is much too valuable to lose (because of the power to pay credit card bills, mortgages, rent, etc.), and I certainly wouldn't want to risk having my business relationship shut downwardly for transferring coin back and forth betwixt the same accounts.

How to Send Money

Hither's how to send money using Bluebird if y'all take a legitimate reason such as making gifts to kids in higher or to family members living elsewhere.

Pace ane – Log in to your Bluebird account

Log into your Bluebird business relationship online.

Footstep 2 – Click on "transport money"

Click on the "send money" button which is on the left of the screen.

Click on "ship money"

Step 3 – Enter payment information A.    Enter the email address of the person to whom you lot want to transport money.  That person has to have a Bluebird business relationship or open a Bluebird business relationship to receive the money.

Make sure to send information technology to the email account associated with the receiver's Bluebird account.

Step 3  – Enter Payment Data

B.    Enter a message (if you desire to). C. Enter the amount yous want to send. D. You can enter the frequency of payments ranging from daily, weekly, Biweekly & Monthly.

You can also set the payment for a future date.

Then click the "Review" button.

So Click "Review"

Step 4 – Enter your Pivot

Enter your Pin number and then hit submit.

Step 4 – Enter your PIN

Step five – Confirmation

You will run across a confirmation for your payment.

Pace 5 – Confirmation

How to Receive Money

I immediately received an e-mail that Emily had sent me money.

The $100 Electronic mail!

Here's what I did to receive the coin from Emily'south account.

Step 1 – Log in to your Bluebird business relationship

Log into your Bluebird account online.

Stride ii – Click on "updates"

Click on the "Updates" button which is at the bottom left of the screen.  Yous can also scrolls downwardly the main folio to see details of the transaction

I had the option to:

• Advise a new amount
• Cancel the transaction or
• Accept the transaction

Step three – Click on "accept transaction"

I clicked on "accept transaction"

Click "accept transaction"

The next screen indicated that I had received $100 from Emily and my business relationship residuum increased by $100 immediately.

$100 Transferred to Me Via Bluebird "Send Money"

Bottom Line

I wouldn't abuse the American Express Bluebird "Send Coin" feature to ship money from person to person.

Bluebird opens upward a lot of other ways to complete minimum spending on credit cards & to earn 5X Ultimate Rewards points on almost all purchases by allowing y'all to pay your bills (including rent, mortgages, and loans) & withdraw money from an ATM.

I'd rather use Bluebird for paying bills and increasing the amount that I tin can spend on a credit card than to transfer money from person to person via Bluebird.

In my opinion, Amazon Payments is much better for transferring money for complimentary from i person to some other with a credit card.

Editorial Note: We're the 1000000 Mile Secrets team. And we're proud of our content, opinions and assay, and of our reader's comments. These haven't been reviewed, approved or endorsed by whatsoever of the airlines, hotels, or credit card issuers which nosotros often write almost. And that'south just how we similar it! :)

Source: https://millionmilesecrets.com/guides/bluebird-send-money/

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